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Monami is a new peer to peer solution for low-dollar remittances offering high confidence and high comfort at zero cost! Send home your dollars without paying remittance fees.

Explainer video script:

Meet Yousuf.

He loves working for a construction company in Dubai because it allows him to provide for his wife and five children in Kerala India.

Every payday, Yousuf goes to the local money transfer agency and waits in a long line to send his wife Fatima more than 70% of his salary. She needs this to pay bills and to buy food.

Fatima might wait days to receive the money, and Yousuf is charged on average a nine-percent transfer fee. Including long waiting time in line this adds up to more than 15 days of hard-earned salary.

Yousuf is just one of two-hundred-and-thirty million migrants who send home more than five-hundred-billion-dollars each year, paying remittance fees as high as twenty-percent! The system is broken. Something has to be done.

Enter Monami!

Monami is a new peer to peer solution for low-dollar remittances offering high confidence and high comfort at zero cost!

How does it work?

Yousuf buys a Monami voucher and forwards the 16 digit PIN to his wife Fatima, by telephone, email, SMS, or through the Monami App.

Fatima can immediately redeem the voucher at her local retailer and receive one-hundred-percent of the funds in cash and products! The retailer at which Fatima spends her money pays Monami for the privilege of having her as a shopper.

The 8 hours Yousuf spent sending money to his family is reduced to seconds.

And if there is a medical emergency, and Fatima needs medicine, Yousuf can send as little as $5 to be redeemed instantly at the pharmacy.

Start using Monami today and help us empower the world’s next billion!


  • Wonderful to work with, great communication and very talented! Very fast responses and worked very hard with revisions to help us a achieve a phenomenal final product. I would HIGHLY recommend them and would give 6 stars if possible! Great work!

    Jason D
  • I had contacted another company before Breadnbeyond. They got back to me with only a text description of the story board without the drawings. What really sold me on Breadnbeyond is the story board with the picture and the text below it which showed me exactly what the video would look like. I got saw the story board of a previous video that was created for a colleague of mine. So decided to go with BreadnBeyond.

    Donald Sequeira, Cloud Select
  • If you guys fancy those fancy animation videos done fast and cost effectively, then look no further! Andre and the crew from Bread n' Beyond will help bring your ideas n characters to life in quick time! Professional, responsive, reasonable and sensibly priced service... the folks at BnB are friendly too which makes it all a breeze and great joy to work with em. Strongly recommend anyone looking for animation or design services and such to get in touch with Andre and co. Will definitely be working with them again... in fact we're already onto our next gig! Nuff said :) These guys rock out!!!

    Shariff, Tee Daily
  • BreadNBeyond developed an incredible animation for me in less than 30 days. The deadline was tight and I wasn't sure they would be able to deliver but I was just blown away by the final product, and on top of that they delivered with a few days to spare. I highly recommend them and their services!

    Ross Page, Cofounder of Scooterino
  • Quality of work was there and the price was great.

    Krista Lewis, Citadel Banking
  • Very good provider. I am already using again on another project. Highly recommended to anyone. Cooperates well and works through any problems that arise.

    Craig Rees
  • Andre's professionalism and level of understanding surrounding IT projects is second to none. I've dealt with Andre on a number of projects throughout the years and he has consistently delivered projects on time and has always exceeded expectations.

    Nanthees Paskar
  • This is a great animation studio. When I was not completely satisfied with the work that was initially done, they went above and beyond to fix everything I had problems with and meet my satisfaction. Would recommend to anyone.

    Scientific Investing
  • I chose you because you were no fuss. NBD as we call it (no brain damage!). The delivery was perfect as a first timer, I cant fault what occurred. In terms of the end product, its what I wanted and the script review was brilliant and the end result perfect.

    Clint Twomey,
  • Working with the team at BreadnBeyond was a fantastic experience and achieved exactly what I was hoping for.. converting more visitors to trial users by explaining the product quickly and simply. They are super organised to work with, making it easy for someone who has not done this type of thing before, and provided updates at each step of the process.The final video was brilliant, exceeding my expectations. I’ll definitely be using the team again when it comes time to create explainers for my other products. All the best, and thanks again!

    Björn A. Forsberg, FORSBERG+two

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